The “markets” are wobbling like the morning after a hard night of partying, doubled over and paying for prior enjoyment. If you're the one who's queasy however, it may be either your portfolio, or your perspective, needs to change.Read More
Welcome to the FCU blog! What’s on our mind? You can read about it here.
Whether it’s ideas from the industry or emerging trends, with all the changes in tax codes, investing styles and techniques, as well as social trends, we have plenty of thoughts just bursting to come out.
And who knows, we may throw in a few thoughts on things not related to "the business", such as the arts, a movie review, or some spiffy quote we think is just too profound to keep to ourselves. So keep checking in. We’re glad to have you reading along.
Interesting article. Nothing really new if you've been reading the FCU blog or the articles I've shared from it, Nothing economically has happened yet, but people have been scarred by the past two years, and are appropriately worried...Read More
“What’s the market gonna do?!? What’s the market gonna do?!?” This was part of Chicken Little’s dialogue before the final edit. Morgan Stanley expects a correction in 2022, as do plenty others. On the...Read More
Inflation… it looks like it’s coming, and if it does, it’ll probably affect you directly in some way. There are a lot of reasons why prices rise. Lately, that list could include materials being in short supply, and...Read More
Most folks who invest in S&P500 funds, do so for diversification. They feel they’re purchasing a little part of 500 different companies all at one time. Unfortunately, they’re probably not getting the level of...Read More
Financial Concepts Unlimited, LLC (FCU) has recently reallocated and rebalanced a majority of its’ managed accounts and models. The reallocation included the addition of an equity vehicle, an adjustment of the ratio between...Read More
In recent past, I wrote about how the market was rebounding, but also how I thought no one should be getting too excited about it. I thought there’d be a lot of negative volatility after everything settled down and we started to...Read More
When the equity markets were going down like a boulder pushed off a cliff earlier this month, I suggested not to panic, and eventually, they’d be rising again. Actually, it was more like a Superball being pushed off a cliff, with...Read More
The late John C Bogle was the founder and chief executive of The Vanguard Group, and is credited with creating the first index fund. An avid investor and money manager himself, he preached investment over speculation, and long term...Read More
When the federal government finally declares a National Emergency, which they are going to do (later today, if not already by the time you are reading this), it won't necessarily be any more of an emergency that it has already been all...Read More
I don't use charts and sales literature in my practice. Not anymore. After 30 years, I describe the knowledge in my mind in a way my clients understand, and I find that to be more genuine. But there are some charts that I used to see,...Read More
I recently sent two emails out, one to clients and one to non-clients, in regards to the Coronavirus and its' relation to the stock markets. After some thought, I thought it would be beneficial to give others access to my thoughts also...Read More
Last week, the stock market plunged more than in any week since 2008 during the housing crisis. Days of plunges approximating 1,000 points happened more often than not last week. The Coronavirus, COVID-19 is playing havoc, but it's...Read More
This is the time of the year when investing lump sums into equity mutual funds may not be your best practice. First some basics… Fund managers, particularly stock (equity) fund managers, try to buy low and sell high. They buy a...Read More